Age 26 Individual Products (Consumer Markets) Administration
As notified prior, the entire BCBSIL INDIVIDUAL business renews on January 1 of every year. NOTE the BLOCK RENEWAL is a completely separate transaction from the individual's “rating anniversary”. On the Consumer Markets side (individual products), regardless of the date of the policyholder's annual rate adjustment, the actual contract renews with the block on a January 1 cycle. Therefore, Consumer Markets clients will be able to add dependent children to the policy for 90 days after 1/1/2010. If this initial 90-day window is missed, the children will be subject to medical underwriting to come onto the parent's plan.
Please note to enroll an eligible dependent, all you need to do is submit an application listing the dependent child under the current primary policyholder, fill out pages 1 and 6 and submit the application to our office no later than 3/30/10. Legible fax copies will be accepted. The fax number to use for these submissions is 847-605-1331. Please feel free to call our office (847-605-1200) if you have any questions regarding these enrollments.
Note, beginning November 2008, BCBSIL discontinued removing dependents from coverage who would have otherwise “aged out” (due to reaching limiting age and not meeting student status).
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